Category Archive : Health

Hiring for Bacterial and Viral Disinfection for Your Home

While cleaning your home regularly has always been important, the public health emergency caused by COVID-19 has made taking additional precautions a necessity. We now know more about the ways that the coronavirus spreads and what we can do to reduce the presence of virus particles and other pathogens in the air, which can help homeowners make the right choices in the fight against COVID-19. One way to help clean and sterilize your environment is through the use of a disinfection service. Read on if you want to learn more about hiring someone to handle bacterial and viral disinfection for your home.

Should you invest in bacterial and viral disinfection?

img

Given the ongoing public health crisis caused by COVID-19, many homeowners are wondering whether they should consider hiring for bacterial and viral disinfection. The reality is that with so much risk out there, there are few areas where it isn’t worthwhile to take extra precautions. Families that have members who are working with the public on a general basis, especially in a health care setting, should be particularly proactive about disinfection and cleaning.

While all of us want to believe we’re taking every precaution we can, a professional cleaning service will have access to tools and products that we don’t. Many companies also offer 24/7 availability with fast response, meaning they can take care of the disinfection process within a few hours of your phone call in some cases.

When hiring a company to disinfect your home, look for a business with years of experience with this type of cleanup. You should also make sure they are following all the latest CDC protocols regarding health and safety, including a commitment to having their technicians wear proper PPE while cleaning your home.

What else can you do to keep your home safe?

img

After you’ve had your home professionally cleaned and disinfected, you’ll want to make sure you and everyone else in your family stay safe and protected. Ventilation is another area where the CDC suggests homeowners focus. Improving airflow is an effective way to prevent virus particles from accumulating or concentrating within your home. You might be wondering what you can do at home to improve ventilation, but luckily, the CDC also provides several easy tips to follow.

If you live in an area where the outdoor air is safe, open your doors and windows as much as you can. This will allow fresh air to circulate in your home. Filtering the air in your home is also a good idea. Typically, this is handled by your HVAC system, though you’ll need to be sure it’s well maintained. The filter in your HVAC should be changed every 30 days, and the unit itself should be inspected at least once annually.

Anyone who is still concerned about the quality of their air after these steps should consider investing in a portable high-efficiency particulate air (HEPA) cleaner. These filters can trap particles in the air that are exhaled while singing, talking, coughing, and sneezing. Just make sure you select a cleaner that is the right size for the room you intend to place it in.

There are many steps we’ve all taken in our day-to-day lives to help protect against the spread of harmful viruses and infectious diseases, from social distancing to wearing masks when indoors or in close proximity to others. Some homeowners may also want to consider whether or not they could benefit from the services of a disinfection company. There are few things more worth investing in than creating a healthy environment at home, especially with the additional dangers posed by the spread of COVID-19.

Can Mental Health Treatment Help You Recover From Spine Trauma?

A spinal cord injury is one of the hardest injuries to recover from. Because your spine is so intertwined with the rest of your body, there’s a lot that goes into healing that trauma. Severe spinal cord injuries can even result in paralysis or issues moving other parts of your body. You may be left with permanent back pain or neck pain. Depending on the spinal deformity or issues with your vertebra, you may be dealing with an issue for a lot of time. The severity of your spinal injury will determine the future of your overall health.

Healing from any injury is hard on your body and your mind. With spinal trauma, this can be an even harder recovery journey because your whole body is affected. You may have a completely different life based on the severity of your injuries and trauma. In these cases, it can be incredibly helpful to receive patient care for your mind as well as your body. In addition to seeing a physical therapist, you may want to find a mental health therapist as well. Let’s take a look at a few of the ways counseling can help you recover from spine trauma.

Talking about your trauma or experience helps you heal.

Mental health counseling is a tremendous outlet for you to talk about and work through difficult experiences you’ve had. Talking about it helps you heal and move on with a sense of peace. Chances are, there’s a great therapist in your area that can help with whatever you’re going through. If you live in NC, check out therapistsincharlotte.com to find the right fit for you. With data-driven treatments and personal connections, you can feel secure and safe while working through any residual issues from your spinal trauma. Just like you get expert care for your serious injury, you need therapists to help you care for any trauma in your mind. Look for psychologists and counselors who understand what you’re going through and can help you recover.

Get used to your new normal.

Depending on the severity of your traumatic injury, the course of your life may be altered forever. This means understanding and getting used to a new sense of normal. While neurologists, spine trauma experts, and physical therapists work on treatment options for your body’s new normal, you may need time to catch up with your mind. For example, if your spinal trauma landed you in a wheelchair, this is going to be a big change for your life. While the quality of life doesn’t have to diminish, you still may need to discuss that change with a therapist. Find someone with reliability who can help you process the change in your new normal.

Help understand what happened.

Oftentimes, traumatic accidents happen quickly. It can be scary when you don’t totally know what happened to you. Your brain may also be repressing bad memories of an accident or injury. Seeking mental health counseling can help you understand what happened to you and start to heal from that painful memory. Finding peace and conquering any returning fears will help you move on with your life in a more positive way. Therapists can help you unpack these emotions and memories in a healthy, safe environment.

Learn more about your health holistically.

Health is an incredibly holistic thing. Your body and mind are connected in more ways than you may realize. When you’re healing from a trauma, it can be incredibly helpful to seek mental health help as well. This means you’ll be finding positive coping skills that will help you find a helpful outlook for your healing process. This treatment plan can only help you get better faster.

The Link between Poor Air Quality and Sexual Performance

Climate change is an insidious issue that has been slowly growing for centuries. Unfortunately, it isn’t just future generations that will have to worry about its impact. Worsening natural disasters, dealing with droughts, and breathing in poor-quality air all have an effect on our lives today. Even if you live far away from an area that often experiences wildfires, you may still be in the metaphorical line of fire when it comes to breathing poor-quality air.

Breathing polluted air aggravates not only the lungs and respiratory system but also the heart and cardiovascular system. People with diabetes are at an increased risk of feeling the effect of poor air quality due to an increased risk of underlying cardiovascular disease. Even active adults who spend more time outside will feel the effects of breathing polluted air because nobody, no matter how healthy, can withstand the effects of climate change.

Can poor air quality really affect sexual performance?

img

There isn’t a ton of research on this topic—which means you’ll have to do some yourself. Wink, wink. This 2017 study found a positive association between certain air pollutants and erectile dysfunction. This 2019 article claims that air pollution may damage a man’s ability to perform sexually because gaseous pollutants may trigger inflammation in blood vessels.

As a general rule, your health is the first line of defense against poor performance in the bedroom. The best way to increase libido and make your orgasms more pleasurable is to improve your individual health. This may mean exercising in order to increase stamina and lessen the effects of exercise-induced asthma. It could also mean reducing your exposure to particulate pollution such as smoke particles, mold, and even pet hair.

What can I do?

img

Take control of what you can. In your home, you can reduce airborne particles, including fine particulate matter, by using a true HEPA air purifier. Air purifiers filter myriad allergens and household odors such as pollen, pet dander, viruses, tobacco smoke, and mold spores from the air that you breathe every day. Although many air purifiers can filter larger particles from the air, only a true HEPA filter will give you the clean air for which you’re looking. This has the potential to help alleviate asthma and keep your lungs functioning their best. The better you breathe, the more you’ll be able to run around doing the things (and people) you love.

What else can I do to improve my sexual health?

Another important factor in individual and therefore sexual health is nutrition. If your body isn’t getting enough vitamins and minerals in order to function properly, your reproductive capability (and pleasure) is one of the first things to go. Try taking a supplement that increases semen production, using natural ingredients to get your health back to where it’s supposed to be. Improving your sex life really is as easy as taking a vitamin in order to experience better blood flow, easier erections, and more pleasurable ejaculation.

Semenax is a dietary supplement that uses naturopathic ingredients such as Swedish Pollen Flower, L-Arginine HCL, L-Lysine, L-Carnitine, Zinc Oxide, Pumpkin Seed, Maca Root, and Cranberry. The purpose of Semenax is to increase testosterone levels, sperm production, and orgasm intensity by adding in necessary vitamins and herbs that are lacking in your everyday diet.

Remember, in order to orgasm as you used to in your 20s, you have to get your physical health back to where it was. Some of the easiest things you can do are to invest in a high-quality air purifier and to take a daily male enhancement pill. From there, advocate for green energy solutions and do your best to reduce climate change, which is the best air purifier of all.

Are There Any Legal Requirements When Starting a CPR Training Business?

The short answer to this question is no: there are no legal requirements specific to starting a CPR training business. However, legal requirements and considerations for generally starting a business will apply to your CPR training business. The following are a few areas that you will need to research before starting a CPR training business to ensure you are meeting all of your legal obligations as a business owner.

Training

img

You will need to follow an approved training program to ensure that all of your students learn actual CPR that will work in an emergency. You can get a CPR AED certification online to see the process and materials used and get a feel for how others teach CPR. As a trainer, you will need to keep an updated certification, which you can do online.

Supplies

img

If you are planning to teach in-person training classes, you will need supplies for your class. Those supplies will include educational materials for the students, CPR mannequins called Resusci Anne, and personal protective equipment used during CPR. If you are also training AED, which is often taught along with CPR, you will need an AED machine and AED pads to show students how it works. You will also need the CPR certificate of completion to give to students who complete the course.

If you want to offer a hybrid of online and in-person classes, you will also need to set up a website for the online portion of the CPR certification. As the business owners, setting up and maintaining the website and online classroom portal will be part of your overhead expenses that you will need to plan for.

Taxes

img

As a business, you will need to register for an Employer Identification Number (EIN) and pay business taxes. It is best to work with an accountant, so as your business grows, you will know what you need to pay for estimated taxes. Hiring a bookkeeper and using a program like Quickbooks will allow you to stay on top of your financial information, so when it comes time to file taxes, you have everything is done and ready to go. Although the bookkeeper and accountant will be an extra expense, it will be worth it for the growth of your business and your peace of mind. You may also have to pay state, regional, and local taxes depending on where you live, so it is important to choose a local accountant who will be familiar with those requirements.

Insurance

img

You will need business liability insurance to protect yourself and your business from lawsuits. If you own a building where you hold the classes, you will also need insurance to protect the building and people while they are in the building if there is ever an accident on your property. Talk to your insurance agent about your business plan to determine how much insurance you will need.

Business Registration

img

This will depend on where you live and whether you are operating from your own location. Many areas have license requirements for businesses operating out of their communities. You will need to check with your local municipality to see the requirements for starting a business in your community.

As your business grows, you may turn it into a franchise opportunity for other entrepreneurs to open up their own CPR training facilities under your direction. There are a lot of national companies that offer franchise opportunities. For example, McDonald’s, Subway, UPS, and Denny’s are all franchise companies. There may be additional business registration, insurance, and tax obligations with a franchise, so it is important to look into those before deciding. Your accountant will be able to provide insight into the implications of starting a franchise business model.

Living a Normal Life With Tinnitus: Tips After a Diagnosis

Tinnitus noise is a health condition where the patient hears a persistent or occasional roaring, whistling, buzzing, or hissing noise in their ear(s). There are two types of tinnitus, subjective tinnitus, where only the patient can hear the buzzing noise, and objective tinnitus, where other people—an audiologist, for instance—can also hear the hissing. Unfortunately, the root cause of tinnitus is still unknown, but in most cases, it could hint at an underlying medical condition such as hearing loss, a head injury, or other chronic health conditions.

According to the CDC, nearly 25 million people in the United States have experienced some symptoms of tinnitus at least once. For some tinnitus sufferers, these symptoms are debilitating and when left untreated, they can affect the quality of their life. Regrettably, there is no cure for tinnitus, but the following treatments can help you manage your tinnitus symptoms.

Have your HVAC system serviced regularly.

img

Tinnitus patients have a unique sensitivity to loud noise, so if your home HVAC unit is making strange noises, it may be time to have a technician check it out. Some noises commonly associated with HVAC systems include clanking, hissing, and rattling. Clanking or banging noises could signal loose parts inside your HVAC unit. A rattling noise tends to hint at an internal issue with your air conditioner. In most cases, this sound could mean that some debris caught on one of your air filters.

In most cases, hissing sounds heard when your heat pumps are going could indicate an issue with your filters. While you can easily find an online tutorial to help you fix this noise, it’s best that you leave your home’s ductwork repairs to an HVAC technician.

Learn more about natural solutions for tinnitus relief.

img

Phytage labs tinnitus 911 is an example of a natural supplement that uses a combination of natural ingredients such as hibiscus, niacin, Hawthorne berry, and olive leaf to help manage the symptoms of tinnitus in tinnitus sufferers. Phytage Lab’s Tinnitus 911 also helps to manage the most common symptoms of tinnitus such as an overly active mind, nausea, migraines, dizziness, and headaches associated with tinnitus.

It’s important to note that Tinnitus 911 is a vitamin and not a form of medication. Also, always consult your doctor before taking this or any other herbal supplement, to get professional help and advice with dosage and potential side effects.

Consider the soothing benefits of sound therapy.

img

Sound therapy involves using external noise such as that produced by white noise machines, hearing aids, or playing low background music to mask the perception of the sound of tinnitus. Given that tinnitus is in some ways linked to hearing loss, hearing aids are a great form of sound therapy because they augment how tinnitus patients receive and perceive ambient noise. By doing this, they help mask the perception of tinnitus and offer the patient some relief.

Find a tinnitus-friendly mental health professional.

img

In severe cases, tinnitus can also have a huge impact on your mental health. This is why anxiety, insomnia, and depression are common in people with tinnitus problems. Cognitive-behavioral therapy, CBT, is a common practice in talk therapy that helps tinnitus patients identify and manage negative thought patterns. While CBT doesn’t get rid of the unwanted sounds, it helps the patient have a better quality of life and prevent tinnitus from running their life.

Given that CBT was developed to help patients with mental health problems, most audiologists may not be familiar with this technique or even how to use it effectively on their patients. This is why you need a mental health professional to help you gain the best results from this exercise.

For helpful resources on how to find a CBT proficient therapist/mental health professional, consider the BetterHelp website, or the American Psychological Association psychologist locator.

Can I Use Infusion Therapy for Injuries?

The side effects of an injury can interfere with a person’s quality of life. If you recently sustained an injury, you are likely searching for pain management options. Taking ibuprofen regularly is not recommended for long-term use. So what are your alternatives? There are several means of managing pain and inflammation.

The best way to determine which type of treatment is right for you is to consult with a healthcare professional. Even minor workout injuries have the potential to turn into more serious conditions down the road. Suppose you experience excessive swelling, a decrease in your range of motion, or a possible sprain. In that case, it is best to see a doctor immediately.

What is infusion therapy?

Infusion therapy is a broad term, partly due to its wide applicability. Generally, infusion therapy refers to the administration of medication or fluids intravenously. Several chronic conditions can not be treated with oral medications. This difficulty arises because certain drugs lose their effectiveness when they are exposed to the digestive system. Additionally, some medication needs to be dispensed at a specific pace.

This controlled release of drugs is made possible by infusion therapy. There are a few different categories of infusion therapy: epidural, intramuscular, and subcutaneous. Infusion therapy delivers fluids, antibiotics, chemotherapy, immunotherapy, and nutrition to support pain management. The most common side effects of IV therapy are topical. In other words, your biggest concern is minor skin inflammation.

What types of injuries can be addressed with intravenous therapy?

img

One of the most common conditions associated with intravenous therapy is cancer. Chemotherapy treatments must be administered directly to the bloodstream, and typically, will be combined with other therapies like anti-nausea medications. However, many people don’t realize that infusion therapy is applicable for many medical conditions.

People use infusion therapy for dehydration, autoimmune disorders, infections, and injuries. Essentially, any affliction that causes you pain and inflammation may benefit from infusion therapy. You can even address common gym injuries like overuse injuries, runner’s knee, and groin pulls with the right kind of IV therapy.

Is IV therapy safe?

img

Many people are skeptical of IV infusion therapy due to a fear of needles. However, infusion treatments are perfectly safe as long as it is administered by a professional in an infusion center. Some have only encountered IV infusion therapy during emergency room visits. In an inpatient setting, this type of therapy is typically for the fast administration of vital fluids. Aside from use in emergencies or chronic conditions, people opt for infusions for stress relief, hormonal imbalances, and immune support.

The vitamins administered in infusion treatments are water-soluble. Their solubility allows your body to take all the nutrients it needs and expel any excess through your kidneys. The primary risk associated with IV infusion therapy is infection. Your body’s first defense mechanism against foreign bacteria is your skin. An intravenous treatment bypasses the protection your skin offers. The risk of infection is extremely low.

However, your risk exposure may be enhanced in the event that you receive IV therapy from anyone other than a licensed medical professional. You may have noticed the rising popularity of “IV bars,” marketed towards people who need a quick hangover cure or a nutritional boost. Before indulging in one of these therapies, it is best to check their accreditation.

The applicability of IV therapy will depend on your specific injury. Overall, it can be used to reduce inflammation and manage pain associated with nerve damage and injuries. The best way to determine whether or not IV therapy is right for you is to consult with a trusted medical professional.

How to Take Care of Your Prostate Health

While many of us focus on maintaining our overall health, there are certain specifics that can often go overlooked in the process. For example, as a male, prostate health is something that we take for granted until we begin to encounter issues with the prostate. But what exactly should you be doing to prevent future issues from developing or eliminating troubling symptoms that are currently showing up? If prostate health is a major concern for you, here are some ways you can take greater care of your prostate that you may be overlooking.

1. Look for supplements that can help you improve prostate health with ease.

img

Prostate health can be difficult to isolate, which means that many of the activities you’ll engage in for general health extend to your prostate as well. However, that doesn’t mean that there aren’t products out there designed specifically to promote a healthy prostate. If you’re looking for natural remedies to your prostate health, one excellent product to turn to is Prostate911. This prostate supplement is made with all-natural ingredients like nettle root, Pygeum, Uva Ursi, and pumpkin seed (filled with zinc) to help support prostate health and deal with prostate issues that are harming your urinary health. Just a few capsules a day can help you improve your prostate health and quality of life without all of the undesirable side effects of prescription medications that you would need to take to treat prostate cancer and other major prostate issues. Of course, you should always discuss a new supplement with your doctor before taking it for the first time.

2. Drink plenty of water, even though it can seem counterproductive.

Men who are dealing with an enlarged prostate, known more formally by benign prostate hyperplasia (BPH) have to cope with serious side effects as a result of prostate inflammation, such as feeling the need to urinate more frequently, disruptions with urine flow (which can lead to bladder issues and urinary tract infections or kidney issues), and problems urinating altogether. Because frequent urination is the main problem, men will tend to avoid drinking water in order to reduce these symptoms of BPH. However, this can actually contribute to bladder infections.

Instead, you should always be hydrating so as to fill your bladder and eliminate the chances that urine and bacteria are staying in your body after you go to the bathroom (staying hydrated will also help you reduce constipation, which can worsen BPH symptoms). Now is the time to invest in a water cooler with spring water so that you can improve your hydration while avoiding all of the contaminants in your unpleasant tap water. Regular water cooler delivery is the perfect solution to being dehydrated, as you’ll always have quality water on hand to tackle the symptoms of prostate enlargement.

3. Treat your prostate as though it were any other part of your body you were trying to keep healthy.

img

While the prostate has specific needs such as certain vitamins and nutrients that are designed to boost its health, the truth is that the health of your prostate can be improved through many of the activities you already engage in to stay healthy overall. Take, for example, exercise. Research has shown that regular exercise can reduce the chances of dealing with BPH as well as reducing the symptoms of BPH and increasing the chances of living after receiving a prostate cancer diagnosis. As long as you drink plenty of water, work out, eat well, and reduce stress in your day-to-day life, you’re well on your way to greater prostate health.

The prostate isn’t a part of the body that most men think of when they’re looking to boost their health. However, the prostate is something that will quickly make itself known should the size of your prostate increase. To keep this gland healthy and happy or help you cope with an increase in prostate size, use the guide above to learn more about what can be done to enhance your prostate health.

5 Things I Wish I Knew Before Getting Braces

Braces effectively correct crooked teeth, crowded teeth, and bad dental work. More so, if you have a misaligned bite, braces can help straighten and align your teeth. Before now, braces were predominantly worn by teenagers to correct long-standing dental issues.

These days, they have become a popular fashion trend among adults. Before you book a session with your orthodontist, you must have all the information to ensure you’re making the right decision. On that note, we’ve listed some vital things to know before getting braces.

1. Some braces can be aesthetically pleasing.

img

Modern brace designs feature a mix of aesthetics and practicality. Ceramic braces are more aesthetically pleasing than traditional metal braces. Moreover, their compact shape makes them more comfortable. Brace designs are somewhat similar to gel nail art designs since you can personalize them. For instance, Invisalign is a custom-made plastic aligner. The custom clear aligners are removable and should be replaced every two weeks.

2. You have many options.

img

If you want dental braces, you should know all kinds of options available. The best option for you might not be the best for someone else. That’s why it’s vital to see a dentist or orthodontist who can lay out all your options. An orthodontist will give you a professional assessment of which treatment option might be best.

Of all the types of options available, the dilemma many people face borders around Invisalign vs braces. Though expensive, Invisalign allows you to eat and drink whatever you want. That said, the most affordable and common kind of treatment option is metal braces. Some other options include ceramic braces, lingual braces, and Invisalign.

3. Age doesn’t count.

img

You don’t have to be of a specific age group to wear a brace. Besides, an orthodontist can administer an orthodontic treatment to a child with primary teeth. Most orthodontics advocate that the ideal time for getting dental braces is when the teeth are more amenable to straightening.

Ideally, children between 10 and 14 years of age can wear braces. The bottom line is that orthodontic patients can benefit from a treatment plan at nearly any age, depending on what’s been recommended. There was a time when braces were popular among teenagers. In recent years, we’ve seen many adults go in to get their braces done for cosmetic reasons or to correct minor dental issues.

4. Braces can be uncomfortable.

If you’re only using braces to make a fashion statement, know that it will cause you great discomfort. This is especially true when you first wear them and after every adjustment. Fortunately, you won’t feel pain when an orthodontist applies it to your teeth. It’s possible you will only feel a mild soreness after the orthodontic wire is engaged into the metal bracket.

Regardless of how uncomfortable braces are, be patient and follow the treatment plan your orthodontist prescribed to you. Before you say jack, you’ll have a perfect set of teeth and a beautiful smile. Besides, the point of wearing braces is to create a healthy bite and improve your overall oral health.

5. Your dietary plan will change.

img

This is one of the things you’ll appreciate knowing before getting braces. If you’re a food enthusiast (and an unapologetic one at that), you might need to rethink your decision to get a brace. The thought of having to make some dietary changes is one of the most challenging parts of wearing braces. There’s a long list of things you shouldn’t eat when wearing braces.

The good news is that braces are temporary, and in no time, you would be back to enjoying your favorite recipes. More importantly, try to clean your teeth thoroughly to prevent the growth of bacteria between the tight places and along gum lines.

Why You Need Tail Insurance for Your Medical Practice

Most adults are aware they may need life, auto, and homeowner’s insurance. Business owners and employees may need additional forms of insurance to protect their income and business.

Doctors, dentists, physical therapists, occupational therapists, and audiologists are medical professionals who may have a medical practice. If you’re a healthcare provider with practice, you may need additional insurance, including tail insurance.

What is tail insurance?

img

Insurance that covers medical professionals after they’ve left a job is called tail insurance. Healthcare providers need medical malpractice insurance to protect themselves from medical malpractice lawsuits. Malpractice insurance covers the costs of legal fees and settlements in the event of a malpractice lawsuit.

Once you leave your job, however, your medical malpractice insurance for that place of employment ends. This means you aren’t covered for any future claims related to your last place of employment.

You can protect yourself from future claims when you leave a job by securing tail insurance from an insurance company. The only living medical professionals who do not need to pay for tail insurance are those who become disabled or retire.

Tail insurance is expensive. Instead of paying additional premiums, policyholders must pay a one-time lump sum for tail insurance. Following a career change, insurers offer policyholders 30 days to obtain tail coverage.

Why do medical professionals need tail insurance?

img

Medical professionals may be sued for several reasons. Medical malpractice doesn’t just encompass active wrongdoing on the part of healthcare providers. Malpractice suits can be filed for negligence if the patient feels you haven’t provided the minimum standard of care required.

The needs of each client can complicate allegations of negligence. For example, when communicating with seniors, medical professionals must consider the unique needs of older adults. If you’re treating an older adult with Alzheimer’s, you may also need to communicate with caregivers or family members. This can present legal issues if the patient hasn’t assigned medical power of attorney to a caregiver or family member, because the Health Insurance Portability and Accountability Act (HIPAA) prevents medical professionals from disclosing patient information without legal authorization.

Healthcare professionals may also face communication challenges if they’re treating patients whose first language isn’t English. Miscommunication can complicate healthcare delivery and lead to potential legal issues. Ultimately, securing tail insurance is a good idea because it ensures you can change your place of employment with peace of mind. If legal issues do arise, your insurance company has an active policy that will protect you from bearing the costs of legal fees and settlements.

How do healthcare providers obtain tail coverage?

Start by contacting your current insurance company to get a quote for tail insurance coverage. Once you’ve received the quote, contact other insurance providers to determine the best rate they offer and find the best tail policy option. For example, MEDPLI employs tail insurance specialists who strive to provide the amount of coverage required for the best rate possible. Comparison shopping is the best way to ensure you get the amount of coverage you need at the best price.

You can prepare for your career change by setting aside extra money to cover tail coverage costs. It’s normal for tail insurance to cost over $10,000.

What other forms of insurance do medical professionals need?

img

As a healthcare worker, you need multiple forms of insurance. You need medical malpractice insurance to protect yourself if you’re sued. Malpractice insurance pays for your legal expenses. It also covers the costs of a judgment or settlement.

You also need income protection insurance, particularly if you have a practice. Income protection insurance protects you if you’re unable to work. If you’re injured in an accident or become ill, your income protection insurance provides compensation while you’re off work. Since medical professionals are regularly exposed to viruses through their work, income protection insurance is the best way to protect your income.

You should also obtain a term life insurance policy. You can review policy options from life insurers by accessing life insurance quotes online. Follow the prompts to receive a free quote to determine how much coverage you can receive and your coverage premiums.

Medical professionals may face unique challenges that make it challenging to communicate effectively with patients. Since medical professionals can be sued for negligence, it’s crucial healthcare providers who change jobs obtain tail insurance. Tail insurance extends their malpractice insurance to protect them from lawsuits filed after they change their place of employment. Healthcare providers also need other forms of insurance, including income protection insurance and life insurance.

What Are the Benefits of Replacing Your Air Filters?

It’s extremely important to maintain your HVAC system, and part of this regular maintenance includes replacing your air filter. Surprisingly, depending on your type of filter, you have to replace air filters every one to three months. This replacement is important if you want to prevent and protect you and your loved ones from the adverse side effects of poor indoor air quality. Keep reading to explore the numerous benefits of changing your air filter.

How to replace your air filter.

img

As a homeowner, you must remember to replace your air filters regularly in order to maintain your HVAC unit properly. This replacement is a critical step to keep your system working efficiently. When you avoid changing your air filter, you allow it to become clogged with dust, allergens, mold, pet dander, and other debris. This build-up means that your air conditioning or heating unit is now working much harder than it needs to. In turn, this strain may cause unintended damages and a higher energy bill. When you weigh the out-of-pocket costs, it’s much cheaper to maintain your air filter maintenance than to cause any damage to your HVAC unit. On top of saving you some cash, you should note that a dirty air filter may lead to improper air flow including ventilation. When it’s time to get your air filter replaced, you can try to replace it yourself. However, it’s always a good idea to get your unit checked by HVAC-certified professionals who will guarantee your system is in top shape.

Understand the adverse effects of poor air quality.

img

Though a clogged air filter wreaks havoc on the longevity of your HVAC system, it’s also detrimental to your health. When you neglect your filter, you allow pesky pollutants to continue to permeate throughout your home. The filter is supposed to filter out the mold, dust and dander, mold, and pollen. However, when you keep a dirty air filter in your unit, you’re essentially diminishing the efficacy of your filter and spreading these allergens throughout your home every time your air conditioner or heater turns on. With this dirty filter, you’re creating poor air conditions within your home that can cause an entire host of symptoms. A few short-term health effects from poor indoor air quality are headaches, dizziness, and exacerbated asthma and allergy symptoms. Unfortunately, the long-term health effects are dismal, like respiratory illness, heart disease, and even cancer. For all of these reasons, it’s always a good idea to properly maintain your furnace and air conditioner.

Protect your entire family.

img

With all of these health side effects in mind, it’s important to note that poor air quality negatively affects certain demographics more than others. For example, poor air quality particularly aggravates the elderly. Since many seniors already have other pre-existing respiratory conditions, it’s vital to ensure their indoor air quality isn’t contributing to any of their ailments. Make sure that your parents or grandparents have the proper private health insurance for seniors so that they get the medical care they need. If you’re the caregiver for your parent or other seniors, you can do your part by making sure that their respiratory health is checked by a doctor. However, another simple intervention is to guarantee that their HVAC’s old filter is replaced with a new air filter. This ensures that seniors aren’t breathing in any pollutants or allergens that may make their current symptoms any worse.

By maintaining your HVAC unit, you’re choosing to take the smartest preventative measures for your home. It really is as simple as keeping up the proper maintenance and replacing your air filter. In turn, you’re committing to healthier indoor air quality that’s safer for you and your loved ones.